Medical Insurance

Students coming to Charles University from non-EU countries (so-called "third country nationals") are obliged to have comprehensive health insurance for the entire duration of their stay in Czechia. Such insurance must meet the requirements of Act No. 326/1999 Coll., on the Residence of Foreign Nationals in the Territory of the Czech Republic.


In cooperation with with Pojišt'ovna VZP, a.s. (PVZP), Charles University offers to its international students a tailored product to ease the insurance process and provide high-quality, reliable health care coverage. All that with a student discount and extra benefits.


The Foreigners Comprehensive Medical Insurance EXCLUSIVE meets all legal requirements and even offers an extended range of services covering emergency care in the entire Schengen area. It is the first commercial medical insurance for foreigners that is completely identical in its scope to public medical insurance in the Czech Republic. The insurance covers even pre-existing conditions, provided they are disclosed at the time of the arrangement (conditions apply).

Key information about the insurance offer

Eligibility

Charles University degree and exchange students including PhD candidates under 35 years of age and students of language and preparatory courses

Duration

4 to 60 months

Coverage

Care equivalent to the Czech public health insurance (limit CZK 10 million), Schengen emergency care (limit CZK 2 million), urgent dental treatment (limit CZK 10,000), repatriation and transfer included

Premium limit

Included free of charge.

Student Discount

20% off standard rates (subject to medical screening in certain cases)

How to enrol

Online (using this unique link) or via PVZP sales representatives (for students over 30 or with pre-existing conditions).

Questions and contacts

If you are under 30 years old, contact and/or . If you are over 30 or with pre-existing conditions, contact PVZP sales representatives.


If the student has a pre-existing medical condition, the discount may be withdrawn and the premium adjusted. In such cases, online enrolment is not possible.

Note: This is a non-exclusive offer. Students are free to choose any insurance provider that complies with Czech legislation. In case you decide to choose another provider or package, please ensure that the product includes all key services such as dental care, gynecological examinations, psychological assistance, diagnostics and more, based on your individual needs. Careful consideration of your health insurance can save you worries, money, and ensure a peaceful stay during your studies in the Czech Republic.


Last change: June 5, 2025 14:54 
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